The #1 Plan	Snowbird Advisory
Lowest rates in Canada for most snowbirds Simple plan design and application Risk-free - full refund if you cancel coverage Canada’s first truly on-line application that does not require printing out the application	$1 Million Coverage is not Enough! Click here for more information.

$5 Million CDN Coverage

There is $5 million CDN coverage per person, per trip of emergency medical benefits.

• 24-hour emergency claims assistance
• Land and air ambulance
• Hospitals and clinics
• Physicians and surgeons
• Diagnostic tests
• Medications and medical supplies
• Chiropractor and other paramedics
• Private registered nurses
• Meals and accomodations
• Transportation to bedside
• Return of vehicle
• Emergency air return to Canada
• Emergency relief of dental pain
• PLUS many other benefits

Plan Options

Optional Deductibles:

• There is a $200 deductible
• Reduce your premium by selecting a deductible

$0 US Deductible	Add 10%
$500 US Deductible	Save 5%
$1,000 US Deductible	Save 10%
$5,000 US Deductible	Save 30%
$10,000 US Deductible	Save 40%

Optional $100,000 Plan Maximum:

• Save 20% by selecting the $100,000 CDN plan maximum

Optional 30-Day Annual Plan:

• Buy 30 or more days and add the low Annual Plan Surcharge
• Covers the first 30 days of every additional trip taken in the next 12 months
• Not available when topping-up other coverage

Optional Pre-Existing Condition Stability Period Upgrade:

• Upgrade Plans 2,3,4 or 5 from a 12-month pre-existing medical conditions stability period to 3-months for an additional 10%
• Not available for any condition requiring hospitalization in the 12 months prior to your effective date.

Snowbird Friendly

Hassle-free Refund Policy:

• No service or adminstrative fees
• No doctor's letter required
• Refunds processed the same-day your written request is received

We are here to serve you!

• Applications processed in 1 day
• No fees to change travel dates
• Fully trained agents have direct contact with the underwriter

Save $$$

• No top-up fees
• No surcharge for cholesterol
• Limited lifetime retiree plans protected up to $100,000
• Free upgrade of the Public Service Health Care Plan from $500,000 to $5 million CDN on the first 40 days of your trip when you buy 30 days or more of top-up coverage
• Fully trained agents have direct contact with the underwriter